Just something to put money into. Like a little account for yourself. Insted of carrying around all your credits with you.

Also there could be group accounts for guilds and the such.

I've suggested this before, and I'd really like it. I mean it couldn't take that much work to implement could it?

Yeah. It's been suggested countless times already.

What's my motivation to use the bank rather than carrying it around with me? Is the bank going to earn me interest? Is carrying money around with me going to be riskier?

Well, again I think its more for being able to transfer money to someone, no matter where in the universe they are. You just tell the bank to take some of the creds in your account and put them in my account.

Alright. But I don't have to keep money in my account for that, I can just deposit what I want to transfer at the time I want to transfer it. Why not just remove the "must be in same sector" limitation on /givemoney? Let it give money to anyone, regardless of where they are, or even if they're online at the time.

We're not carrying credits around with us...they are in an account that we get a readout of. We process transactions electronically.

The only valid reasons for a "bank" are interest bearing accounts and the ability to transfer money to other accounts.

I don't believe in interest bearing accounts. I feel you should have to earn your money in a game.

I do think removing the sector limit on /givemoney is a good idea though. If you want to transfer money to another of your characters, I see no reason not to just ask someone to be a go between for you.

I suggest making it possible for pirates to steal money as well as cargo. That would give people motivation to have a bank account, and give them something more to protect.

*ahem*

More importantly, Guilds need banks.

The way I've always thought it was that all credits were electronically stored and you have a credit card.

And if it turns out that HAC's are only guild-purchasable, then I'd expect to see a change in the guild interface including a bank.

This is the sort of thing that will be sooo much easier to do with the new UI.

I have about a million things I want to add, like this (Stock market! blah!).

"Stock market!"
"Player-owned Capships!"

/me makes plans to revive CDC

Why do people always have to have a reason for a bank!

This is what I wanted a bank for!:

To put a couple million credits away so I wouldn't spend them while fighting, as in, they wouldn't be able to be spent. That way I could save up money without having to have someone hold money for me as I sign on as another char and have them transfer it to that char for safe keeping!

Why don't you people understand that! It's like a savings account, not a checking account!

What we have now is a checking account (I think, I'm not up on all the terminology), basicly that means our "checks" we write, or our "credit" cards we use all takes the money out of an account we have.

What I want is an account that doesn't have the money taken out of it, unless I dock at a station and transfer it to my "credit card" to be used for purchasing ships, weapons, trader goods etc.

You really should put [sarcasm] tags around your post, at first I thought you were serious o.O

I was serious. I just didn't state what I wanted in enough detail.

^ Wow, you're pretty persistent, but I've already identified the sarcasm, so you should give it up.

It's just too blatantly obvious that you're not serious. Who would want the option to make the game limit their spending?

Stock market...hrm... thing reminds of of something I would have liked a while ago.

I was thinking we could wage bets on the outcome of CtC. To participate, you would have had to wage a certain amount on the outcome.

Now, with a stock market twist on this, we could have a P-Xith market ticker where one would "buy shares" into P-Xith, wich would finance the convoys, and the outcome of the week would basically end the P-Xith market period and you'd either loose your investment or gain a profit from it.

@mgl: I think that the stock market would revolve only around the gray-space factions and the nations.

Fooz, stop trolling. I'd like to save my money to be used at a later time.

You'd be able to take the money out at anytime and make it be able to be used (by transfering it to your pocket if you want to call it that). Just dock at a station and trasnsfer it.

...

You would want to be able to FORCE yourself to stop spending, but you still have the option of spending it?

Why shouldn't we also have the option to restrict ourselves from flying buses?

a bank should exist!

Why?

Because when you get killed all your on hand cash should go with it!

Why?!!!

So you have a reason to not get killed

Why?!!!!!!!??!??!?!?!

Because everyone is a suicidal frag maniac!

oh! ok!